How to Apply for Medicare: Step-by-Step Guide for 2025

Learn how to apply for Medicare in 2025 with this step-by-step guide. Understand eligibility, enrollment periods, and how to avoid late penalties. Your Medicare journey starts here!

Understanding Medicare Enrollment

Turning 65 or qualifying for Medicare due to a disability? You might be wondering how to get started. At Asana Insurance Group, we simplify the process so you can enroll with confidence. Here’s everything you need to know about how to apply for Medicare in 2025 — broken down step-by-step.

Who Can Apply for Medicare?

Most people are eligible for Medicare when they:

• Turn 65 years old

• Are under 65 and have a qualifying disability

• Have End-Stage Renal Disease (ESRD)

When Should You Apply for Medicare?

1. Initial Enrollment Period (IEP)

Your first chance to sign up:

• Begins 3 months before your 65th birthday

• Includes your birthday month

• Ends 3 months after your birthday month

  
  

2. General Enrollment Period (GEP)

• January 1 – March 31 each year

• Coverage begins July 1

  
  

3. Special Enrollment Period (SEP)

You may qualify if:

• You had employer coverage

• You lost creditable coverage

• You moved to a new plan service area

  
  

How to Apply for Medicare

There are 3 easy ways to apply:

1. Online

Apply at: https://www.ssa.gov/medicare

2. By Phone

Call Social Security: 1-800-772-1213 (TTY: 1-800-325-0778)

3. In Person

Visit your local Social Security office (call ahead to schedule an appointment)

What You’ll Need to Apply

Before you apply, gather:

• Social Security Number

• Proof of U.S. citizenship or legal residency

• Current health insurance information

• Employment info (if delaying Part B)

  
  

What Happens After You Apply?

You’ll receive your Medicare card by mail and be enrolled in:

• Part A (Hospital Insurance)

• Part B (Medical Insurance)

You can also choose to add:

• Part C (Medicare Advantage)

• Part D (Prescription Drug Plan)

  
  

Avoid These Mistakes

• Waiting too long to apply

• Missing your enrollment period

• Not reviewing your coverage options

• Assuming Original Medicare is your only choice

  
  

Need Help? Talk to a Local Medicare Expert

At Asana Insurance Group, we’ve helped over 500 people confidently apply for Medicare. We’ll walk you through every step and help you choose the plan that fits your lifestyle and budget.

Wishing you health!

Your Medicare Broker,

Ralph

Call us today at: (888) 711-4707 or email: ralph@asanainsurancegroup.com

Stay tuned for more helpful Medicare tips! And if you found this helpful, share it with a friend or loved one who’s getting ready for Medicare.