When it comes to Medicare, things can get a very overwhelming. That’s why we’re breaking it down in the simplest way possible—so you can feel confident and informed about your healthcare choices.
Let’s take a look at the 4 parts of Medicare and what each one covers.
✅ Part A – Hospital Insurance
What it covers:
Inpatient hospital stays
Skilled nursing facility care
Hospice care
Some home health care
Think of Part A as "nursing care” coverage when you’re admitted to a hospital or care facility. Most people get it premium-free if they (or their spouse) worked and paid Medicare taxes for at least 10 years.
✅ Part B – Medical Insurance
What it covers:
Doctor visits
Outpatient care
Preventive services (like flu shots and screenings)
Durable medical equipment (like wheelchairs or walkers)
Part B is your everyday health coverage. It comes with a monthly premium and typically requires you to meet a yearly deductible before Medicare helps pay your costs. If your income is low enough, you may qualify for assistance from your state. Also, if your income is over a certain limit, you're required to pay more. Know where you stand!
✅ Part C – Medicare Advantage
What it is:
An all-in-one alternative to Original Medicare (Parts A & B)
Offered by private insurance companies
Often includes Part D (drug coverage), vision, dental, hearing, and wellness perks
Medicare Advantage Plans can offer more comprehensive coverage, but come with their own networks, rules, and costs. At Asana Insurance Group, we help you compare plans that fit your health needs and budget. Give us a quick call!
✅ Part D – Prescription Drug Coverage
What it covers:
Prescription medications
Can be added to Original Medicare
Often included in Medicare Advantage plans
Part D plans vary by coverage, cost, and drug formularies, so it’s important to review your prescriptions annually. Missing the enrollment window? You could face penalties later—so don’t delay!
👩⚕️ Need Help Choosing the Right Medicare Coverage?
We’re here to guide you through every step. At Asana Insurance Group, we make Medicare simple, personal, and stress-free. Schedule a free consultation today and get the peace of mind you deserve.
Wishing you health!
Your Medicare Broker,
Ralph
Call us today at: (888) 711-4707 or email: ralph@asanainsurancegroup.com
Stay tuned for more helpful Medicare tips! And if you found this helpful, share it with a friend or loved one who’s getting ready for Medicare.
